What is a General Investment Account?
A general investment account offers a simple way to invest more money once you’ve used up all of your ISA limit for the tax year. It’s flexible, and there’s no limit to how much you can contribute.
Unlike an ISA or Pension, there are no tax benefits for investing in a General Investment Account. You pay income tax and capital gains tax in accordance with your personal tax situation.
However, a General Investment Account can be useful if you don’t want to lock your money away in a Pension until the age of 55
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